For Saudi importers buying from China

Import now. Pay later.

Silk pays your supplier in China. You pay Silk later — up to 120 days after your goods arrive.

Saudi-based · Transactions up to SAR 500K · No bank paperwork

Built for both sides of the trade

For importers

Import more without freezing your cash

Instead of locking your capital for months waiting for goods to arrive, Silk pays your supplier immediately. Receive your goods, sell them, and settle with us later on clear, agreed dates.

  • Pay your supplier now, settle later (up to 30, 60, 90, 120 days)
  • Run multiple import cycles with the same capital
  • No collateral, no heavy bank paperwork
  • Access trusted partners in China for sourcing and logistics
For trade service firms

Get paid instantly. Grow your client base.

Stop chasing payments or funding clients from your own pocket. Silk ensures you get paid upon completion of every milestone. Focus on logistics, and let us handle the financials.

  • Receive payments immediately upon milestone completion
  • Eliminate credit risk and payment follow-ups
  • Offer "pay later" terms to clients without carrying the risk
  • One strategic partnership serves all your importer clients

Step 1 — Tell us your order

Share what you're importing, the value, and your supplier.

Step 2 — Silk pays your supplier

We pay your supplier or trade service firm directly. Your shipment moves.

TRANSACTIONPAID
$42,500.00
to Shenzhen Electronics Ltd.
Order Complete
Payment Scheduled

Step 3 — You pay Silk after delivery

Goods arrive. You sell. You pay Silk on the agreed date.

Solutions

Why importers choose Silk

More orders, same cash

Stop locking your cash in one shipment for months. Run more import cycles with the working capital you already have.

Frequently asked questions

Silk earns a service fee on each transaction. The fee is agreed upfront before you commit — no hidden costs.

Yes. Silk applies Islamic finance principles by structuring transactions as a real trade of goods: Silk purchases the goods and then sells them to you on deferred terms with a clearly agreed profit amount disclosed upfront. There are no compounding interest charges, and all terms are set before the order starts.

Most orders are reviewed within 2–3 business days. We review at the order level, avoiding long facility setup times.

No. We don't require property or fixed assets. We assess your business performance and the specific transaction.

In this phase, we support transactions up to SAR 500,000. Limits grow as we build a track record together.

Not necessarily. If you don't have a supplier, we connect you with trusted trade service firms to handle sourcing and logistics.

At Silk, we operate as a trader under the supervision of the Ministry of Commerce. We purchase goods from suppliers through trade service companies and resell them to the buyer, while facilitating the import process and securing inventory without the usual importing complexities.

Start your first order with Silk

Tell us what you're importing and we'll get back to you within 24 hours.